Unlock Up to $150,000 in Financing with the Hybrid Credit Line, Offering 0% Interest Rates for up to 18 Months. The Hybrid Credit Line program provides a unique opportunity to access substantial financing with 0% interest rates for as long as 18 months, and it allows you to make cash withdrawals at 0% as well. Even startups lacking documents, tax returns, or collateral can qualify, provided they possess a robust business credit profile with a FICO score of 680 or higher. Alternatively, if you don’t meet these criteria, a personal guarantor, such as a friend or family member acting as a private investor, can help you qualify using their credit. Importantly, the credit lines from this program are reported to business credit agencies, enabling you to establish your business credit, even if you rely on someone else’s credit. The sole risk for the private investor occurs if you default on the credit line. The Hybrid Credit Line represents the ideal path to maximize funding for your startup, particularly if you’re seeking financing without the usual documentation requirements.